1. Introduction

In the course of using this website (www.easy2retire.in) or any of the web platforms or digital tools under the Easy2Retire domain, or while availing the products and services offered through online forms, questionnaires, consultations, and other interactions, Edtvin Services Private Limited and/or its representatives may become privy to some of your personal information, including information that may or may not be of a confidential nature.

Easy2Retire is the brand owned by Edtvin Services Private Limited, a company incorporated under the Companies Act, 2013, having CIN: U74909UP2023PTC187657, with its Registered Office at Unit-11, Kaushal Vihar Colony, Khasra No. 143 at Gram Shahpur, Chinhat, Lucknow, Uttar Pradesh - 226001, and its Hyderabad Office at Plot No. 18, TNGO's Colony, Phase-1, Kamadenu Street Gachibowli, Hyderabad, Telangana - 500032.

Edtvin Services Private Limited is an AMFI Registered Mutual Fund Distributor and AMFI Registered SIF Distributor, bearing AMFI Registration Number ARN-287188 (Date of Initial Registration: 08 February 2024; Current Validity of ARN: 07 February 2027).

Edtvin Services Private Limited is strongly committed to protecting the privacy of its users and clients and has taken all necessary and reasonable measures to protect the confidentiality of customer information in compliance with applicable laws including the Information Technology Act, 2000, the Prevention of Money Laundering Act, 2002, and applicable SEBI and AMFI regulations.

2. Applicability of this Policy

For the purposes of this Privacy Policy, wherever the context so requires, the terms "Client", "You" or "Your" shall mean any natural or legal person who has visited this website or digital platform, and/or has agreed to, enquired about, or initiated the process of engaging with Easy2Retire's services.

The terms "We", "Us", "Our", "Easy2Retire", and "Company" shall mean Edtvin Services Private Limited.

This Privacy Policy governs the relationship between Edtvin Services Private Limited and its users/clients with respect to the collection, use, storage, and disclosure of personal information through the website www.easy2retire.in and any associated digital platforms or mobile applications.

Easy2Retire allows any person to visit or browse the website without registering on the platform. However, certain services may require you to provide personal information, as described below.

Access to and usage of Easy2Retire's services is subject to your compliance with all terms and conditions set forth herein, read along with all applicable documents including account opening forms, undertakings, and any terms, consents, or policies published on our website.

3. Scope of this Policy

This Privacy Policy applies to any natural or legal person who has visited the Easy2Retire website (www.easy2retire.in) or any associated digital platform, and/or who may or may not have further agreed to initiate the process of availing the mutual fund distribution services offered by Edtvin Services Private Limited.

4. Collection and Use of Personal Information

Easy2Retire may collect your personal information to provide services through its web-based platform and associated tools. When engaging with Edtvin Services Private Limited's mutual fund distribution services — including booking a free consultation, completing a risk profiling assessment, or initiating a mutual fund investment — you may be asked to provide certain Sensitive Personal Data or Information as defined under the Information Technology Act, 2000, and as required under AMFI's Know Your Client (KYC) norms and the Prevention of Money Laundering Act, 2002.

The information that Easy2Retire may collect includes, but is not limited to:

• Your full name, contact number, email address, gender, date of birth, and residential and employment addresses;
• Father's/mother's and spouse's names, as required under KYC norms;
• Financial information such as bank account details, income details, and investment preferences;
• Identity and address proof documents including scans or copies of PAN card, Aadhaar (voluntarily), Passport, Voter ID, or Driver's Licence;
• Photograph and signature proof, as required during account opening;
• Risk profile information gathered through questionnaires and profiling assessments;
• Retirement planning goals, investment horizon, and financial objectives shared during consultations.

All such information is collected and used for the following purposes: Identity verification and background checks for KYC and AML compliance; Personalising the retirement planning and investment services offered to you; Keeping you informed about products, services, and updates relevant to your financial goals; Communicating information pertaining to services you have subscribed to or enquired about; Legal, regulatory, audit, and compliance purposes as required under applicable law.

We collect personal information from you only when you voluntarily use the services provided by Easy2Retire, and/or enquire about or initiate an engagement with us.

5. Aadhaar User Consent Policy

The provision of your Aadhaar details is entirely voluntary and will only be required, if you choose, for completing your account opening procedure digitally or for using it as a proof of address, as an alternative to a Driver's Licence or Passport copy.

You may alternatively choose to complete your account opening through offline or physical documentation, which does not require you to share your Aadhaar information at any stage.

6. Non-Personal Information

Easy2Retire may from time to time collect non-personal information that cannot be used to identify you personally while you use our website or digital platforms. This may include IP addresses, browser types, internet service provider (ISP) names, referring URLs, pages visited, time spent on each page, and device information.

Easy2Retire may use Google Analytics and similar web analytics tools. These tools may use first-party cookies to report on user interactions with our services and store non-personally identifiable information.

7. Cookies

Easy2Retire may use cookies on its website. Cookies are small data files stored on your device when you visit a website. We may use persistent cookies to store non-personal information (such as browser type, ISP, operating system, and clickstream information) and profiling information (such as age bracket, investment preferences) to improve your browsing experience, display relevant content, and ease website navigation. Cookies used by Easy2Retire will not store your name, account number, or contact details. You may disable cookies through your browser settings; however, doing so may affect certain features or functionality of the website.

8. Disclosure and Transfer of Collected Information

Easy2Retire does not share any of your personal information with third parties except in the following circumstances:

• With respect to providing the information or services that you have specifically requested;
• With your express prior consent for sharing such information;
• With intermediaries, technology providers, registrar and transfer agents (RTAs), AMCs, and other regulated entities as required under applicable regulatory requirements and procedures laid down by SEBI and AMFI;
• With judicial, administrative, and regulatory authorities to comply with any legal and regulatory requirements.

Under no circumstances will Easy2Retire sell or rent your personal information to any third party, for any reason, at any time.

Where Easy2Retire engages third-party vendors or service providers for the purpose of delivering its services, such vendors are bound by the same standards of data security and privacy practices as required under applicable law and contract, and are subject to the same penalties for any unauthorised disclosure of your personal information.

9. Lawful Grounds for Processing Personal Data

Easy2Retire is permitted to process your personal data in compliance with applicable data protection legislation by relying on one or more of the following lawful grounds:

• You have explicitly agreed to the processing of your information for a specific stated purpose;
• The processing is necessary to perform the agreement we have with you, or to take steps to enter into an agreement with you;
• The processing is necessary for compliance with a legal or regulatory obligation;
• The processing is necessary for a legitimate interest pursued by us, including the provision and improvement of services, fraud prevention, and compliance with applicable laws;
• To prevent, detect, investigate, and prosecute fraud, money laundering, and other financial crimes, and to verify your identity for the protection of our business;
• To ensure that complaints and grievances are investigated and addressed appropriately;
• To evaluate, develop, or improve our services and tools; or
• To keep our clients informed about relevant retirement planning services and updates, unless you have indicated that you do not wish to receive such communications.

10. Security

Easy2Retire maintains its systems in accordance with industry standards and best practices to reasonably secure the personal information of its clients. We use SSL/HTTPS encryption for data transmission between your device and our servers to prevent unauthorised interception.

However, no data transmission over the Internet can be guaranteed to be completely secure. Easy2Retire cannot provide an absolute assurance of security, and you use the website and associated platforms at your own risk.

You are responsible for maintaining the confidentiality of your account credentials and password. If you believe that the security of your account has been compromised, please change your password and contact us immediately.

11. Correction or Access to Personal Information

If any of your personal information changes, or if you wish to update, correct, or delete your information, or if you would like to unsubscribe from communications and notifications, you may do so by contacting us directly. We will take reasonable steps to update or correct your information in our records.

12. Grievance Officer

In accordance with the Information Technology Act, 2000, and the rules made thereunder, the name and contact details of the Grievance Officer are as follows:

Any grievances or concerns with respect to the collection, use, or processing of your personal information may be directed to the Grievance Officer named above. We will address all complaints within a reasonable time period.

13. Changes to this Privacy Policy

Easy2Retire reserves the right to update or modify this Privacy Policy at any time. Any changes will be effective from the date of publication on the website www.easy2retire.in. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website or services following the posting of any changes constitutes your acceptance of those changes.